North Dakota Injuries

FAQ Glossary Explore Writers
English Espanol

Practical information and answers for people dealing with injuries in North Dakota.

Latest 2026-04-02 by Sarah Lindstrom
Use your own insurance, skip WSI? That can wreck a Dickinson burn claim
A Dickinson worker burned by steam while closing up cannot be forced onto a personal health plan instead of North Dakota workers' comp, and a health insurer usually does not get to swallow an entire recovery.
workers comp burn injury health insurance lien Dickinson
2026-04-02 byAhmed Ali
Grand Forks city truck hit the restaurant and i slipped in the mess
An EMT in Grand Forks can have a claim against a restaurant for a known spill and possibly a separate claim against the city if a city-owned truck caused the mess.
premises liability city truck crash Grand Forks injury
2026-03-31 bySarah Lindstrom
Bismarck jobsite fall on government property? That missed notice deadline may not end it
A missed government notice deadline in North Dakota can wreck one claim, but a scaffolding fall with no fall protection may still leave other targets and other deadlines.
construction accident government claim scaffolding fall Bismarck
2026-03-30 byLinda Spotted Bear
i was a passenger in a West Fargo crash, got burned, and now i'm scared any settlement will mess up my SSDI
If you were a passenger hurt in a West Fargo crash and the uninsured driver caused a fire, the money usually comes from the car you were in, any other insured driver involved, and uninsured motorist coverage - and SSDI usually is not the benefit that gets knocked out by a settlement.
passenger injury uninsured driver burn injuries SSDI
2026-03-28 byLinda Spotted Bear
Coworker says a West Fargo trench collapse is always insured - true?
A buried worker can have a serious injury claim even when the contractor's commercial policy suddenly starts playing games about trench-collapse coverage.
trench collapse construction injury insurance coverage West Fargo
2026-03-26 byAhmed Ali
The adjuster says take the check, the surgeon says wait, and that tiny traffic ticket could swing everything
A badly broken femur after a Fargo head-on crash can be worth serious money, but one minor violation can slash the payout if shared fault sticks.
car accident shared fault femur fracture Fargo
2026-03-23 bySarah Lindstrom
my lower back is wrecked after a Fargo city truck rear-ended me on I-94 and now they're saying the claim works differently
A rear-end crash with a City of Fargo truck can turn an SI joint injury claim into a deadline problem fast, especially if you do seasonal ag work and can't afford to miss steps.
Fargo car accident city truck claim SI joint injury seasonal worker
2026-03-23 byMike Renner
i waited after the Mandan dog attack because nobody told me the deadline - did I blow it
A late-filed dog bite claim in Mandan is not always dead, but the real deadline is usually the lawsuit deadline, and a dog with a known bite history changes the whole fight.
dog bite Mandan statute of limitations homeowners insurance
2026-03-23 byLinda Spotted Bear
Minot IME doctor said you're fine and now you think you're screwed
A Minot retiree with MRI evidence can still get buried by an IME report, and the biggest damage often comes from a few avoidable mistakes.
workers comp toxic exposure IME Minot
2026-03-21 bySarah Lindstrom
WSI said no to the surgery. That doesn't mean your ranch injury claim is dead.
A Fargo ranch hand got hurt by livestock, the doctor wants surgery, and North Dakota workers' comp is trying to stop at the expensive part.
workers comp surgery denial livestock injury Fargo
2026-03-20 byTravis Haugen
That "small policy" story can cost you your whole neck claim
A Dickinson delivery driver with a bad neck injury, VA benefits, and a lying adjuster has more time to sue than he thinks, but some deadlines hit long before the statute runs out.
car accident insurance limits VA benefits Dickinson
2026-03-20 byMike Renner
What to Do After a Head-On I-94 Collision
What actually matters in the first days after a North Dakota head-on crash when the other vehicle drifts into your lane on a highway like I-94.
car accidents head-on crashes i-94 north dakota
Frequently Asked
Robot arm crushed my guy in Williston can he sue my company now?
For 2025, North Dakota Workforce Safety & Insurance (WSI) updated employer rates and classifications again, but the...
Read answer →
Glossary
Event Data Recorder
Like the memory chip in your phone after you drop it, the insurance company does not want you to know your vehicle...
Read definition →