North Dakota Injuries

A buried worker can have a serious injury claim even when the contractor's commercial policy suddenly starts playing games about trench-collapse coverage.

A Fargo ranch hand got hurt by livestock, the doctor wants surgery, and North Dakota workers' comp is trying to stop at the expensive part.

$0 can be what you recover if you miss North Dakota's government-claim rules. The common wrong answer is: "It's just insurance paperwork, so sign it later or ignore it." That...

A rear-end crash with a City of Fargo truck can turn an SI joint injury claim into a deadline problem fast, especially if you do seasonal ag work and can't afford to miss steps.

A badly broken femur after a Fargo head-on crash can be worth serious money, but one minor violation can slash the payout if shared fault sticks.

A Dickinson worker burned by steam while closing up cannot be forced onto a personal health plan instead of North Dakota workers' comp, and a health insurer usually does not get to swallow an entire recovery.

If you were a passenger hurt in a West Fargo crash and the uninsured driver caused a fire, the money usually comes from the car you were in, any other insured driver involved, and uninsured motorist coverage - and SSDI usually is not the benefit that gets knocked out by a settlement.

There is no average North Dakota workers' comp verdict because you do not sue WSI for benefits; WSI pays set benefits under statute. The smarter move after a Fargo work-trip...

An EMT in Grand Forks can have a claim against a restaurant for a known spill and possibly a separate claim against the city if a city-owned truck caused the mess.

A missed government notice deadline in North Dakota can wreck one claim, but a scaffolding fall with no fall protection may still leave other targets and other deadlines.

For 2025, North Dakota Workforce Safety & Insurance (WSI) updated employer rates and classifications again, but the big rule did not change: if your business is properly...

The worst mistake people make is believing a boss who says using personal health insurance will put more money in their pocket. From the insurance-company version, this sounds...

In Minnesota, your own no-fault coverage often pays early medical bills first. In North Dakota, the other side's insurer has a stronger reason to lock you into a cheap story...

"Was your hip already bad before this crash?" That is the adjuster question coming next, and your answer matters because it is how three insurance companies turn one serious...

A Dickinson delivery driver with a bad neck injury, VA benefits, and a lying adjuster has more time to sue than he thinks, but some deadlines hit long before the statute runs out.

Submit a North Dakota Crash Report within 10 days if the wreck caused injury, death, or at least $4,000 in damage and no officer investigated it at the scene. Picture a summer...

A late-filed dog bite claim in Mandan is not always dead, but the real deadline is usually the lawsuit deadline, and a dog with a known bite history changes the whole fight.

If you end up more than 50% at fault in North Dakota, you get nothing. An apology by itself usually does not decide that. What matters now is the evidence, because insurers...

A Minot retiree with MRI evidence can still get buried by an IME report, and the biggest damage often comes from a few avoidable mistakes.

The police report might say you fell at a Dickinson church and "it was just an accident." That is not what decides your claim. The most common bad advice is: "Use your own...