North Dakota Injuries

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Search results for “surgery denial”

20 results

WSI said no to the surgery. That doesn't mean your ranch injury claim is dead.

A Fargo ranch hand got hurt by livestock, the doctor wants surgery, and North Dakota workers' comp is trying to stop at the expensive part.

ARTICLE by Sarah Lindstrom

Coworker says a West Fargo trench collapse is always insured - true?

A buried worker can have a serious injury claim even when the contractor's commercial policy suddenly starts playing games about trench-collapse coverage.

ARTICLE by Linda Spotted Bear

Use your own insurance, skip WSI? That can wreck a Dickinson burn claim

A Dickinson worker burned by steam while closing up cannot be forced onto a personal health plan instead of North Dakota workers' comp, and a health insurer usually does not get to swallow an entire recovery.

ARTICLE by Sarah Lindstrom

The adjuster says take the check, the surgeon says wait, and that tiny traffic ticket could swing everything

A badly broken femur after a Fargo head-on crash can be worth serious money, but one minor violation can slash the payout if shared fault sticks.

ARTICLE by Ahmed Ali

Minot IME doctor said you're fine and now you think you're screwed

A Minot retiree with MRI evidence can still get buried by an IME report, and the biggest damage often comes from a few avoidable mistakes.

ARTICLE by Linda Spotted Bear

That "small policy" story can cost you your whole neck claim

A Dickinson delivery driver with a bad neck injury, VA benefits, and a lying adjuster has more time to sue than he thinks, but some deadlines hit long before the statute runs out.

ARTICLE by Travis Haugen

i waited after the Mandan dog attack because nobody told me the deadline - did I blow it

A late-filed dog bite claim in Mandan is not always dead, but the real deadline is usually the lawsuit deadline, and a dog with a known bite history changes the whole fight.

ARTICLE by Mike Renner

Bismarck jobsite fall on government property? That missed notice deadline may not end it

A missed government notice deadline in North Dakota can wreck one claim, but a scaffolding fall with no fall protection may still leave other targets and other deadlines.

ARTICLE by Sarah Lindstrom

my lower back is wrecked after a Fargo city truck rear-ended me on I-94 and now they're saying the claim works differently

A rear-end crash with a City of Fargo truck can turn an SI joint injury claim into a deadline problem fast, especially if you do seasonal ag work and can't afford to miss steps.

ARTICLE by Sarah Lindstrom

captain of the ship doctrine

Defense lawyers and malpractice insurers sometimes raise this phrase to shift blame away from a hospital or other staff, arguing that one physician had total control over a...

medical review panel

Miss this step in a North Dakota malpractice case, and the defense may argue your claim is premature, weak, or not ready to move forward at all. Insurance companies and...

Robot arm crushed my guy in Williston can he sue my company now?

For 2025, North Dakota Workforce Safety & Insurance (WSI) updated employer rates and classifications again, but the big rule did not change: if your business is properly...

Why does the insurer want a quick release before my Grand Forks back MRI?

In Minnesota, your own no-fault coverage often pays early medical bills first. In North Dakota, the other side's insurer has a stronger reason to lock you into a cheap story...

failure to stop for emergency vehicle

What does it mean if you were cited for not stopping for an emergency vehicle? It usually means a driver did not promptly pull over, slow down, or otherwise give the...

Is a Williston crash claim worth the hassle if my face needs reconstruction?

"Why didn't you treat right away, and what proof do you have?" That is the adjuster's next question, and your answer can swing the value of a North Dakota claim by a lot. Yes,...

Grand Forks city truck hit the restaurant and i slipped in the mess

An EMT in Grand Forks can have a claim against a restaurant for a known spill and possibly a separate claim against the city if a city-owned truck caused the mess.

ARTICLE by Ahmed Ali

My coworker said no plate means no claim in North Dakota, true?

What the insurance company does not want you to know is that a hit-and-run without a plate number can still be a valid uninsured-motorist claim in North Dakota. If the driver...

Event Data Recorder

Like the memory chip in your phone after you drop it, the insurance company does not want you to know your vehicle may have stored a split-second record of what really happened...

reckless driving

Insurance companies and defense lawyers often use allegations of reckless driving to argue that an injured person caused their own crash, failed to use reasonable care, or...

Can my Dickinson boss fire me for filing workers comp after a church job injury?

The police report might say you fell at a Dickinson church and "it was just an accident." That is not what decides your claim. The most common bad advice is: "Use your own...